Profile For Ryan G.

10-4 Keith, this makes sense no doubt. I live in FL and plan to drive to Stevens Terminal in Dallas after the 3 weeks of initial training in Tampa. Hope they let me keep the car there on the property.

Thanks for your reply man.

I'd keep the car, pay it off with the money you'll be making if you run hard, and voila. I live in an area with less than optimal mass transit and I'm also about a hundred miles between home and my home terminal

Hi everyone!

I am trying to figure out if keeping my personal vehicle would be necessary after going OTR full time.

I don't have my own house or apartment, I am currently staying in an extra room with my aunt & uncle. I know once I go OTR, the truck will be my place of residency.

I have no real plans to take time off regularly from trucking, thus would not need the personal vehicle as if I were home every weekend or whatever.

The issue here is that I still owe around $8-$9k on the loan and the vehicle is only worth around $5-$6k. Monthly payments = $260. Car insurance is $188 per month as well. So a total of about $450 coming out of my pocket unnecessarily while the car sits and isn't used (once training is complete and OTR full time).

I'm basically at rock-bottom credit-wise, so taking yet another blast on the credit report really won't make or break me.

I plan to run HARD HARD HARD with Stevens Transport. I plan to restructure my finances through trucking and take advantage of the fact I have no huge expenses, aside from the car and insurance payment.

Bottom line=

Should I keep the vehicle and make $450 monthly payments (insurance included)?

-OR-

Should I find a way to get rid of the vehicle after all Stevens Transport training is completed? If, How do I go about this given the above information about being upside down on the loan?

Thank you all in advance!

Hi everyone!

I am set to begin training with Stevens Transport July 9th.

I was at a party a couple weeks ago and most of the people around me were smoking the reefer and the smoke filled up in the living room rather quickly. I only had a couple beers and did not partake in the smoking. I feel like I definitely inhaled enough second hand smoke to have THC in my system.

This being said, I am just wondering what type of drug test Stevens administers.

Is it urine only or do they take hair follicle samples as well?

Thanks in advance!