I'm Curious About Insurance For Belongings In The Truck

I've always been a renter, and have had renters insurance. The policy covers my belongings in the house, but most also covered my belongings in my personal vehicle. So if my phone or purse were stolen out of my vehicle, the policy on my apartment would cover the loss. I guess home-owners insurance is similar.

But now, I'm not going to have an apartment to insure. I'm wondering if there is some kind of trucker insurance? Anyone know?

Thanks!

I too am interested in this actually

Buy renters insurance for the address you used for your CDL.

Buy renters insurance for the address you used for your CDL.

That is what I do. Talk with your insurance agent.

Dave

Most auto policies cover a small amount of personal property for theft. If she keeps more than $1000 of property in her truck, she should speak to her agent.

Talk to your insurance agent. They may be able to add a rider to cover your personal stuff in the truck.

(A rider will specify things to insure that may not be in the original insurance contract.)

I've always been a renter, and have had renters insurance. The policy covers my belongings in the house, but most also covered my belongings in my personal vehicle. So if my phone or purse were stolen out of my vehicle, the policy on my apartment would cover the loss. I guess home-owners insurance is similar.

But now, I'm not going to have an apartment to insure. I'm wondering if there is some kind of trucker insurance? Anyone know?

Thanks!

Depends on the policy wording. Not all insurance policies are created equal. I'm with Farmers insurance and I can tell you our policy has certain limits on the amount of coverage that is extended to "property off premises" as they call it. It would be important to make sure the policy extends coverage for those items. If you have more personal property than the special limits allow you may want to increase your personal property coverage. Some insurance companies also offer a personal property coverage with the purchase of Physical Damage. However there may be no reason to add this on if you have the right homeowner/renter policy. And you can bet they are going to make the homeowner policy pay first. I am an agent in the Missouri and Kansas area. Give me a call if you have any questions.