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Speaking for roehl here, there is no way they wouldn't let you go back and have a load reworked. The only time I've ever heard of anything even remotely close was when I picked up a load off a driver that was having truck issues. He had gotten the load from another driver that didn't scale it and his truck broke down before he could. It was overweight and they left it up to me if I wanted to run it or take it back to the shipper.
And yes if you want to be in one of the hometime plus fleets (14/7, 7/7, 7/3) you are going to want to be close to a terminal or drop yard. If you are on a regional or national fleet they will let you take the truck home as long as you have a safe place to park it.
Shipper:
The customer who is shipping the freight. This is where the driver will pick up a load and then deliver it to the receiver or consignee.
Terminal:
A facility where trucking companies operate out of, or their "home base" if you will. A lot of major companies have multiple terminals around the country which usually consist of the main office building, a drop lot for trailers, and sometimes a repair shop and wash facilities.
Regional:
Regional Route
Usually refers to a driver hauling freight within one particular region of the country. You might be in the "Southeast Regional Division" or "Midwest Regional". Regional route drivers often get home on the weekends which is one of the main appeals for this type of route.