The Brotherhood Of DMV And Insurance Company Hell - Rant

I work from home. I don't want to drive anymore and will sell my car. The car hasn't been driven in months. Last month I did not renew my insurance and let my coverage lapse. 2 weeks later I get a letter from DMV that states..."Ohio State law sends out random letters requiring to show proof of insurance on July 1." Well I did not have insurance on July 1 because I did not renew. So now I am being fined.

It's the law to carry insurance on all registered vehicles. I get that. But save me the BS of this "random letter" sent out to Ohioans. It is not random. My insurance company notified the DMV when I refused pay my insurance bill to keep lining their greedy pocketbooks.

I am being fined by DMV and have to carry an SR22 or they will suspend my license. I am being forced to carry insurance -- or sell the car immediately and still be fined by not carrying insurance and one day. The government tries to grab everyone by the balls to get them to be "good little citizens" and comply. There is definitely a brotherhood between DMV and Insurance companies. They watch each others backs.

Anyone deal with this BS?

It's no secret that a registered vehicle needs to be insured. I think everyone knows that. You are not being forced to sell your car. You simply have to unregister it, turn in your plates and "take it off the road." The insurance company notifying DMV seems like a natural step to take, to release themselves of any liability. You can't really blame this on anybody but yourself.

Venting is cool, but on a trucking forum?

I live in Ohio and those letters for sure aren't random but, then again, I've never let my insurance lapse. In Ohio, if the car is in front of your house or in your driveway, it needs a plate and that means insurance. Pull the vehicle in a garage, around back, on the side of the house (but not level with the front of the house) or cover it otherwise you can get dinged.

In Ohio, if the car is in front of your house or in your driveway, it needs a plate and that means insurance.

Just curious, is that a state law? Or is it just a local thing (town, city, etc.)? I live in the boonies of upstate NY, so we don't have anything like that on the books.

BTW, not all states require insurance if there is no lien....New Hampshire is one.

I'm a little uncertain about the reasoning behind this rant myself. I mean, you purposely broke the law and got caught, and now you have to pay a fine. Whether you agree with the law or not, I'm not sure what other outcome you could have expected by breaking it.

That's kind of like breaking into a building and getting mad at the security system for alerting the cops. It doesn't seem like the security system is your real problem in that scenario.

Yeah sure,...

We frequently have folks posting to the forum all the time; ignoring laws, compliance, and guidance, expecting to shoulder none of the responsibility and accountability for choosing to proceed without any prudence. Acting like damn fools, all frothed-up and blaming everyone but themselves for their conscience ignorance. Sound familiar Skippy?

You fit right in...thus expect to be treated with similar disdain, mockery (that’s what I am doing here) and disrespect. You got all three...well done!

Why waste our time with your idiotic whining? This is a trucking site, not Dear Abby. Call your State Representative and spin your tale of boo-f’ing-hoo to them.

Now there, my rant is over.