Hello all........I just got a rejection from a trucking company due to my credit sucks!!!!!
You may have to explain that one to us. People don't get rejected for trucking jobs based on their bad credit, and on top of that it is very seldom these companies will tell you the real reason they are rejecting you.
Now, if you got rejected from a training program where you have to commit to paying them back with a contractual agreement, then that is understandable. People with bad credit are not usually trusted when it comes to counting on them to pay you back. So, maybe you can give us some clarification on what exactly happened and then we can help you clarify what you need to do next.
Have you seen these?
And this
After you go through all that, look at this. Paid CDL Training Programs
A CDL is required to drive any of the following vehicles:
A physical disorder in which you have pauses in your breathing, or take shallow breaths, during sleep. These pauses can last anywhere from a few seconds to a few minutes. Normal breathing will usually resume, sometimes with a loud choking sound or snort.
In obstructive sleep apnea, your airways become blocked or collapse during sleep, causing the pauses and shallow breathing.
It is a chronic condition that will require ongoing management. It affects about 18 million people in the U.S.
BMI is a formula that uses weight and height to estimate body fat. For most people, BMI provides a reasonable estimate of body fat. The BMI's biggest weakness is that it doesn't consider individual factors such as bone or muscle mass. BMI may:
It's quite common, especially for men, to fall into the "overweight" category if you happen to be stronger than average. If you're pretty strong but in good shape then pay no attention.
OK.....This was a Company that has a paid CDL program which you are required to work for them for 'X' amount of time in return. I get paying back a loan you want someone who does not have the amount of issues I have. I get this but I am trying to fix this issue best I can. I left a life of making good money to the life of being a Paramedic because I wanted to help folks and my financial situation paid the price. It took me 15 years to finally come to the conclusion that this was not worth it anymore. SO........I am having to dig out of a hole. The email I got was one that said in my background check including my credit there was information found that put my app in question. Then I get a rejection email a few days later. Very nice email thanking me for all my time and effort! Now.......I haven't a criminal record and my MVR is squeaky clean, I couldn't tell you what doing drugs feels like, and haven't touched a drop of alcohol in years. I had to reasonably deduct that my credit was the culprit. Whatever the case may be Old School your response flipped a switch........so its simply like applying for a loan when going for these " Get Paid while you train. " pitches! Ok so my credit foul up is going to be an issue apparently as I try to get to be what I want to be more than anything right now. So be it
A CDL is required to drive any of the following vehicles:
An MVR is a report of your driving history, as reported from your state Department of Motor Vehicles. Information on this report may include Drivers License information, point history, violations, convictions, and license status on your driving record.
Big Scott thank you that was very helpful and has set my mind at ease on what to expect and also that there are companies out there willing to take a chance on me. I just want my shot to get in there and work hard! Maybe I should apologize for posting while I was still angry at the whole thing I guess....its just that I want to do this pretty bad and pretty passionate about it hahaha! Thanks to you too Old School....I read your posts a lot and helps me in more ways than you know. Alright back on that horse I go!!! wish me luck
You've got the right attitude. Apply to all the Paid CDL Training Programs. CFI is not in that list, but apply there also. Somebody will give you a shot.
It's not really like applying for a loan. The issue is that a very large percentage of applicants who get accepted into these programs never fulfill their contractual agreement. Then it becomes a collection issue for these training companies. They want drivers, not bad debts they have to write off. Unfortunately there's been a lot of people before you that have made them leery of people with poor credit.
Keep at it. I had a bunch of rejections. All it took was that one company that took a chance on me, and I never looked back. Be persistent, it pays off.
A CDL is required to drive any of the following vehicles:
I doubt it was the credit. did you even sign anything saying they can pull your credit? i didnt at prime and your approval is required by law.
i just wrote an article about how crappy my credit was before i went to prime. so my question is... who was the company and were you signing up to buy a truck or lease with them once schooling was done? even when leasing at prime, your credit is not an issue. thats the point and one of the reasons why the payments are higher.
To Tim S, It can be possible for sure that your credit score could affect your acceptance into a program for training and employment. If your credit score is very low it shows your inability to repay your debts or massive credit card balances or late payments therefore a company doesn't want to spend their time and money for fear you will not repay them. Did you ever get your own free credit report from the major 3 Credit Monitors? Do it if not. Besides even an insurance company will charge you rates with your credit score. Why I do not know but true. Good luck to you as you have a positive attitude and with some footwork into the companies that will "take a chance" on you it will work out.
I was going to ask what company you tried with. I have very poor credit (500-+) and never thought it would be an issue. Yes I have stuff in collections (all medical) but once I get on my feet again and make better money they will be paid off. I don't remember any of the possible companies I am working with has asked about my credit.
Adam J, Sometimes in the excitement of filling out applications or paperwork for future job prospects something can be missed that you signed or authorized. If you are like "a kid at Christmas" because your dream of becoming a truck driver it could cause common sense to kick in and you didn't read everything you signed or didn't hear ask about your credit. Your score is really low so do some work on improving it and keep looking for different companies that will give you a chance even if it not the one you really want to work for. It will get better.
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Hello all........I just got a rejection from a trucking company due to my credit sucks!!!!! Now at first I started to get swelled up and saying the usual that I am not applying for a darn loan I am trying to get into the business to help my financial situation!!!! Started to crush my spirit a bit but then it hit me!!!! I WANT TO BE A PROFESSIONAL TRUCK DRIVER!!!!! Its all I think about! I have issues with sleep apnea that I am on a machine and have to show proof that I am using it.....another obstacle to overcome!!!! I am not going to let this stop me....I have quit looking anything up on the internet because everywhere I turn there are these negative Nancy's out there trashing this company or another! I will not be stopped.....I will overcome the obstacles and I will be behind the wheel of a Big Rig soon!!! However I just wonder is this a common thing to get rejected over a credit rating??? I just want my shot at this dream. Who ever takes me on I will tell you this......I will turn those wheels and turn nothing away!!!!! Their loss for turning me away is all I can say!!!!
Sleep Apnea:
A physical disorder in which you have pauses in your breathing, or take shallow breaths, during sleep. These pauses can last anywhere from a few seconds to a few minutes. Normal breathing will usually resume, sometimes with a loud choking sound or snort.
In obstructive sleep apnea, your airways become blocked or collapse during sleep, causing the pauses and shallow breathing.
It is a chronic condition that will require ongoing management. It affects about 18 million people in the U.S.
HOS:
Hours Of Service
HOS refers to the logbook hours of service regulations.