Company Driver Or Owner/operator?

The software I use breaks everything down for me. I have everything figured in that I spend on the business month to month and it takes into account my maintance fund. I did put my down payment in as well. As we all know this business has its ups and downs. I started with a good deal of my own money sitting in the bank. I lease onto the carrier and they are more than happy to front things. However I know they get a 15% discount on parts through Peterbuilt. The shop orders the parts and I pick them up and pay for them myself. Saving the cost they would tack on if they fronted the parts. I have networked within the system and learned how to be as profitable as I choose to be. All this comes with a price. I work way more hours/days a month than most company drivers. No matter who owns it, if it isn’t rolling loaded it’s not making any money. My company is unique in that terminals and dispatchers are broken down between corporate owned and private owned, called affillates. It’s a strange system but seems to work. This is the reason I network. As anything else you prove yourself and treat people right you get the better loads. I have tsken time off for the holidays, however I planned ahead and can weather the storm. As I have said before, and will continue to if I did not have other income I would never have done this. I am blessed and willing to take certain risks.