Insuring My Car
Topic 712 | Page 1
Well, our car insurance had a "storage" policy. when we got back to the terminal , I'd call the guy, and tell him we'd be driving. he'd put regular insurance on it, til I called him and told him it was back in storage. So you can check for that type of insurance if its to be had. We are Grange members, and our insurance then was thru the Grange.... Good Luck !!
Terminal:
A facility where trucking companies operate out of, or their "home base" if you will. A lot of major companies have multiple terminals around the country which usually consist of the main office building, a drop lot for trailers, and sometimes a repair shop and wash facilities.
Yeah, most companies can offer you a significantly lower rate if the car is rarely used. I don't know what type of hoops you'd have to jump through to make that happen, but I know there are options.
Depending on your situation, another option is simply renting a car when you get into town. If you have car payments or you're having to pay to store your car somewhere, that can add up to a lot of money. Then you have to insure it of course. On top of that, one of the big problems you'll run into is that cars hate to sit. Having a car sitting 27 days a month, especially out in the weather, is going to make all of the seals begin to dry rot. I had an old Chevy truck one time that (remarkably) hardly leaked a drop of fluid until I let it sit one time for about 6 months. As soon as I started driving it again I noticed it leaked just about every fluid in that thing.
Insurance is one of those necessary evils in the world. $130 dollars a month sounds like a lot since I only pay $75 a mouth for full coverage 2 vehicles. But most insurance companies want you to pay for 3 to 6 months at a time and even if you only drive it 2 days a month it have to be covered.
This is one of the things we talk about when preparing for school. You have to or need to budget these things in while you are in school and in training so you d not have to worry about them while you should be worrying about other stuff like learning to drive a truck.
HOS:
Hours Of Service
HOS refers to the logbook hours of service regulations.New Reply:
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This is a question for the drivers out there from NJ
I'm about to leave for training in a couple days, and I'm hitting a dead end with it comes to my car. The cheapest I can get my insurance is $130/month, which is insanely ridiculous if I'm gonna be driving OTR and maybe actually be in the same state as it 2 days/month.
So, my question: What do you guys do about your personal car insurance?
OTR:
Over The Road
OTR driving normally means you'll be hauling freight to various customers throughout your company's hauling region. It often entails being gone from home for two to three weeks at a time.